What causes this issue?

You do not have sufficient authorization for this action. The
authorizations were checked for the following parameters:
Activity: &V1&
Bank area and account: &V2&
Transaction type: &V3&
Amount and currency: &V4&

System Response

The action was terminated.

How to fix this error?

Ask your systems administrator to give your the relevant authorization.
Also check the <DS:TRAN.IHC_AUTH>Amount in Customizing</>
defined for the authorization group.

Procedure for System Administrators

Enter the authorization object IHC_ACTION with the values listed above
in the user's profile.

Error message extract from SAP system. Copyright SAP SE.